We use Mollie as payment gateway. Mollie is a leading
European payment service provider that offers businesses a comprehensive
platform for online and in-person payments, as well as financial management.
Founded in 2004, Mollie has grown to serve over 130,000 merchants across Europe
Mollie employs multiple layers of security to ensure that
online payments, including credit card transactions, are safe and secure.
Here's an overview of how Mollie secures online payments:
PCI DSS Compliance
Mollie is fully PCI-DSS Level 1 certified, which is the
highest level of security certification for payment processors. This
certification demonstrates Mollie's commitment to maintaining a secure
environment for handling sensitive payment card data.
Data Protection
All data processed by Mollie, including customer and
merchant information, is stored on Dutch servers in well-protected data centers.
These servers are monitored by a specialized Network Operations Center (NOC)
team to ensure maximum security.
Regulatory Compliance
Mollie complies with the European Banking Authority's
Guidelines on the security of internet payments and is supervised by the Dutch
Central Bank. This oversight ensures that Mollie adheres to strict financial
regulations and security standards.
Encryption
Mollie uses encryption to protect sensitive information,
including card details. This means that payment data is scrambled during
transmission, making it extremely difficult for unauthorized parties to
intercept or access.
Fraud Prevention
Mollie offers tools like Acceptance & Risk (A&R)
that allow businesses to maximize the acceptance of card payments while
protecting against fraud. These tools help control payment risk and provide
insights to fine-tune fraud prevention strategies.
Secure Payment Flow
When customers such as yourself make payments through
Mollie, you will often be redirected to either Mollie's secure environment or your
own bank's site to complete the transaction. This approach ensures that
sensitive payment information is handled in a highly secure manner.
Credit Card Safety
Credit card payments via Mollie are indeed safe. As a
PCI-DSS Level 1 certified payment processor, Mollie adheres to the strictest
security standards for handling credit card information. Additionally, Mollie's
security measures, such as encryption and fraud prevention tools, further
enhance the safety of credit card transactions.
In conclusion
Mollie provides a robust and secure platform
for online payments, including credit card transactions. By implementing multiple
layers of security, adhering to industry standards, and offering advanced fraud
prevention tools, Mollie ensures that both businesses and consumers can conduct
online transactions with confidence.